Empowering women through microfinance in Senegal
The Hunger Project pioneers a women led microfinance programme encompassing training, credit and savings. Women build leadership capacities, income-generating and business skills, and gain a strong voice in their community. Small loans are used for farming and small trade by groups of women.
January 2016 - December 2016
Charity information: The Hunger Project UK
Of the 223 million people who live in hunger in Sub-Saharan Africa, 2/3 are women and children, despite the fact that women subsistence farmers do 90% of the work of processing food crops and providing household water and wood, as well as 80% of the work of food storage and transport.
In Senegal, almost 30% of the population lives on less than £1 per day and 14% of the children are malnourished. Women are also much more likely to be poor, under-educated and malnourished than men.
The programme is designed for rural women and is implemented in 10 epicentres (clusters of rural villages), serving 183,000 people. Each epicentre is a hub of community activity as well as an actual facility built by community members, comprising a food bank, demonstration farm, school, library, health clinic and meeting hall.
The programme aims to:
- Train women through Microfinance and Income Generating workshops
- Distribute loans and generate savings deposits.
To provide an integrated microfinance programme led by women for women in rural villages in Senegal.
Activities» Over 12 months, we will train women and men in Microfinance workshops including budgeting, planning, bookkeeping and credit management.
» Over 12 months, we will train women in Income Generating workshops. Participants form support groups as they take loans to start businesses.
» We will distribute loans (80% to women). Loans are attributed by an elected committee which will consist of at least 75% women.
» We will generate savings deposits, ensuring women participating in the programme have savings for rainy days or towards their children's education.
What success will look like
Success will be
- 2,000 women trained in Microfinance.
- 500 women trained in Income Generating workshops.
- 10,000 loans distributed.
- 19,000 savings deposits.
The project will contribute to empower women at village level to play a strong role in their community and increase their ability to earn a decent living for themselves and their families.
In addition to all the people who benefit directly from the programme, our scope reaches further, to the communities of those who are taking loans and building enterprises. Ultimately, the community bank will become a government recognized Rural Credit Union.
There is a risk that men in the communities will not support the programme or the empowerment of women with microfinance and the management of the rural bank. We have addressed this issue through sensitization and workshops for men on the added value of women empowerment. In addition, men can also take part in the programme and have access to training and loans. They are also represented within the elected microfinance committee.
Donors will receive a mid-year report and an end of year report with detailed information on activities and outcomes of the programme, as well as any necessary changes that have been made to the project plans.
The report will include stories and pictures from beneficiaries
Budget - Project Cost: £90,070Loading graph....
Amount Heading Description £64,200 Microfinance activities Includes seed capital, training in financial literacy and business skills, and bank equipment £11,373 Community mobilisation Includes outreach and workshops to increase participation in microfinance activities £6,313 Programme evaluation Includes data collection and analysis £8,184 Implementation costs A contribution toward the cost of program management, compliance and reporting
Current Funding / Pledges
Source Amount Several Hunger Project USA and Australia's private investors £74,070 Guaranteed
In Senegal, almost 30% of the population lives on less than £1 per day and 14% of the children are malnourished. 1 of every 5 people in Senegal battles malnourishment every day. Women are much more likely to be poor, under-educated and malnourished than men. The adult literacy rate is 49% and falls to 38% among women.
The programme is implemented in 10 epicentres serving 211 villages in
Dahra; Coki; Dinguiraye; Sanar; Namarel; Sam Contor;Diokoul; Ndioum/Dodel and Mpal
The programme is mainly designed for rural women in 10 of The Hunger Project’s epicentres regrouping 183,000 people. Each epicentre is a hub of community activity, a dynamic centre of group mobilisation as well as an actual facility built by community members comprising a food bank, demonstration farm, school, library, health clinic and meeting hall.
In each epicentre,10,000 to 15,000 people are brought together in a cluster of rural villages.
Over the last 20 years, the Epicentre Strategy has been developed across eight countries of West, East, and Southern Africa (Benin, Burkina Faso, Ethiopia, Ghana, Malawi, Mozambique, Senegal and Uganda). To date, The Hunger Project has mobilized 1,975 communities to create more than 121 epicentre communities, reaching 1.6 million people across Africa. The number of direct participants in our Microfinance Programme in Africa is 71,489, including 80% of women.
Read more about the Charity running this project.
Madeleine is The Hunger Project Senegal Country Director since 2006, overseeing all programmes, staff and activities. She is a native of Senegal.
MA, Senior Microfinance Program Specialist, based in Senegal. Sonia is ensuring the success of the programme and all its activities.
Monitoring and evaluation officer based in Senegal, recording and analysing data related to the programme and its outcomes.
Sophie is The Hunger Project UK Country Director and will be the main point of contact for the Big Give and the UK donors.